We've all been there. You split a dinner bill with friends, cover someone's taxi fare, or lend a colleague money for lunch. Then comes the uncomfortable part — remembering who owes what, sending those awkward reminder texts, and hoping everyone settles up without making things weird.
That's why we built Settle. We wanted a straightforward way to track money between friends, family, clients and customers without the hassle of spreadsheets, mental math, or uncomfortable conversations. Whether it's splitting bills, managing group expenses, or just keeping tabs on small debts, Settle makes it effortless.
We don't move your money. You tell us where you'd like to get paid — a mobile money app like OPay or PalmPay, your bank account, or something like Venmo or Cash App — and we pass that along. We're not trying to be another payment processor. We're just here to help you keep track of who owes what, send polite reminders, and make settling debts as painless as possible.
